Ghana → Côte d’Ivoire · Senegal

Send money that arrives as quoted.

From Ghana to Côte d’Ivoire or Senegal. See the recipient’s amount, your fee and the delivery date before you confirm — then follow the transfer through to a receipt you can hand to anyone.

Not live yet — Kori is not accepting payments or holding customer funds.

A fabric trader in Accra checking on her phone whether a payment has arrived

Why this is harder than it looks

Three places a transfer quietly costs more.

01

A rate that is not the rate

Exchange rates often carry a margin that never appears as a fee. Two percent on GHS 1,000 is GHS 20 you cannot find on the receipt.

02

A fee at each end

Sending fees, payout fees and agent charges quoted separately, so the headline number is never the amount that actually leaves your account.

03

A status that says delivered

A pending payment described as complete is the most expensive kind of error, because you only discover it days later, from the person waiting.

Kori is built the other way round: one amount, one status, one receipt.

At launch

One corridor, done properly.

A deliberately short list. No balances, no cards, no credit — each of those needs its own permission and its own controls before it can be offered honestly.

Money transfer

Ghana to Côte d’Ivoire and Senegal

Ghana cedi in, XOF into the recipient’s existing mobile money wallet or bank account. They do not open a Kori account, and they do not download anything.

WhatsApp

The whole transfer, in the chat

Start a transfer, get the quote and follow its status in WhatsApp, then pay in a secure screen. No PIN, OTP or identity document is ever requested in the conversation.

Receipts

Proof you can hand to someone

Every completed transfer carries the provider’s reference and the exact amount delivered — the record a supplier or a landlord will actually accept.

Language

English and French, properly

Fees, statuses, errors, receipts and complaints in both languages, written by people who speak them. XOF and XAF are never treated as interchangeable.

How it works

Three steps, and you always know where it is.

1

Get the quote

Choose the destination wallet and enter the amount. You see what they receive, what you pay and the total debit, in one place.

2

Pay in a secure screen

You authorise in your bank’s or provider’s own interface. Kori never holds your money and never asks for your banking credentials.

3

Track it to a receipt

One status, changed only by confirmed events from the provider. A receipt when it lands, and a support route if it does not.

What we won’t do

The commitments are the product.

No hidden exchange-rate margin.

The rate you see is the rate applied. Fees appear as fees.

No “delivered” before delivery.

A pending payment is described as pending, every time.

No savings claim we can’t prove.

We will publish measured costs, not marketing percentages.

No selling your data.

Your details are used to contact you about Kori. Nothing else.

Early access

Be in the first hundred.

We open with a small group on Ghana → Côte d’Ivoire. Tell us the transfer you actually make — the route, the amount and what it costs you today — and we will prioritise the people we can serve first.

Optional, but the most useful thing you can tell us.

How we handle your details